Big Island

Still Learning and Moving Forward

Featured home: 15-1405 10th Avenue, Keaau

Real Estate Wine’d Down

Our latest Wine’d Down started as usual with Ryan Kadota of Kadota Liquor, who shared the attributes of a yummy Spanish red wine called ULTRIA. I’ll admit, I never thought of Spain being a hot bed of red wine activity, but this one was really special. Stop by Kadota Liquors and check it out. Be sure to ask for the Team Nakanishi discount!

The Latest on Lending

Niki Hubbard from VIP mortgage provided insights about credit reports. Since COVID, report has provided credit information for free on a weekly basis. Mortgage lenders use a “ tri-merge report” or “blended report” when making a lending decision. VIP uses the middle score while I’m told others use an average. This makes it important to know what’s in each report. Not all creditors report to every credit bureau (Trans Union, Equifax or Experian). There is not supposed to be a score penalty for multiple reports when applying for a mortgage so shopping lenders within a short period of time. The strongest borrowers have credit scores around 740.

Pretty as a Picture

Team Nakanishi photographer extraordinaire, Shari Todd (also with Illumie Images) helped us understand the differences in amateur and professional photos. The differences go far beyond equipment, experience, and training. Results matter. Presentation matters. When Shari shoots for me, she knows exactly how I want things; ceiling fans on, toilet seats down, no dishes in the drain…you get the drift. I always say if your house doesn’t look like a magazine, the next one will. Shari knows how to create a visual story. She just completed a jaw dropping twilight shoot for an upcoming listing. Her photos showcase everything from the grain in gleaming floors to dramatic coastlines and more. We are so grateful to have her as part of our Team Nakanishi O’hana!

What’s in Your Water?

Nothing symbolizes Hawai`i more than water. Whether it’s beaches, the ocean, waterfalls or views, it’s one thing we can all agree binds us to our Hawai`i. With over 70,000 people in Hawai`i living on catchment and non-municipal systems, water treatment is a huge issue. When I first started selling real estate, the common treatment method was 2 in-line filters and perhaps a reverse osmosis at one tap. The County water spigots were our social media hotspots of the time. The advent of UV filtration raised the bar and made us all more comfortable with drinking catchment (and well) water. Uncle Tilo certainly convinced me that we can do better. UV systems may sterilize but disinfection is a cut above. His analogy is that UV systems (who knew there are different grades) give bacteria a sunburn, while a Quantum Water System disinfects. These long-lasting, affordable, and systems use no power. They eliminate yearly bulb changes required by UV. Even municipal water benefits from the system. This just scratches the surface of the important information Uncle Tilo shared. Our recap includes much more fascinating information. Be sure to attend his in-person workshop on the 1st Saturday of each month at the Pahoa shop.

Zoom With Us

Join us as we continue to learn more about life in Hawai`i Nei by joining us for our next Real Estate Wine’d down on Jun 29th at 3 p.m. Contact me or Ash for a Zoom invitation!

About the Author

Denise Nakanishi

Denise Nakanishi is a REALTOR Broker with Hawai'i Life. Denise Nakanishi is one of Hilo's most acclaimed real estate agents. She reached the rank of Major in the US Army and is now known by many as "Major Mom." The nickname fits–not only does Denise bring the discipline and mission-oriented attitude you'd expect, she's also caring and compassionate, always looking out for her clients like they're her own family. Having made the Big Island her home since 1987, Denise combines her extensive knowledge of the area with a sharp focus on customer service and the results speak for themselves. She's the recent recipient of the Best East Hawai`i, Best of Zillow, Chairman's Circle Award, President's Circle, Top Producing Agent since 2001, and Realtor of the Year awards. Denise stays ahead of the curve because she's passionate about education–she served as Education Chair for Hawaii Island REALTORS® for many years. She's one of Big Island's best real estate resources, known for her weekly article in the Hawaii Tribune Herald. Denise leads Team Nakanishi for Hawai`i Life, who is committed to their family, work, and community. In her little time away from work, Denise is a committed runner and Grandy. She also devotes many hours to various Veterans' Organizations, the East Hawaii Cultural Center, and the Hawaii Island REALTORS®. You can email me at or via phone at (808) 936-5100.

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