Need a Mortgage? Introducing Our Local Hawai’i Life Preferred Lender — Element Mortgage

Thinking of buying a property? Right now is a great time to secure a mortgage, with rates falling below 3% for the first time in 50 years. To help guide you in choosing the right mortgage broker, let us introduce you to our local Hawai’i Life preferred lender — Element Mortgage.

Locally Based in Hawai’i

Element Mortgage is not an anonymous call center on the mainland; they are a lender based locally right here in Hawai’i — which means their local presence and knowledge can serve you with the Aloha Spirit.

And, just like the Hawai’i Life real estate team, their core values are based on building strong relationships.

They believe that whilst technology can be great when you want it — it’s important to have a locally based lender who can guide you through the highly-technical financing process.

As a locally-based lender, it also means they understand the rules and regulations, common practices and how to structure loans specifically to Hawai’i— recognizing the pitfalls to look out for throughout the mortgage process, including Hawaii’s unique governing land rules, underwriting, zoning and condo structure, and the specific financing needs of local island customers.

Backed by American Pacific Bank

Not only this, yet as a franchise of the larger American Pacific Mortgage Corporation (NMLS #1850) — Element Mortgage is backed by one of the top 15 mortgage banks in the United States — American Pacific Bank — giving them a solid, stable financial backing with the freedom to create customized mortgage products and services.

Local Branch Manager, Meena Na

Meena Na is the Local Mortgage Consultant and Branch Manager of Element Mortgage – working directly with you from pre-approval to closing.

Meena is really sharp and is my #1 go-to for lending. She embodies the 3 R’s – Reliable, Responsive, and Resourceful. Before beginning the property search, look to Meena to define your purchasing power, determine your budget ceiling, and identify property purchase options to maximize your buying power.

She will serve as your expert advisor until the deal’s closing date.

To get in contact with Element Mortgage – Call Meena Na on (808) 445 9055 for any mortgage needs or questions you may have.

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